Term LB                                       

What’s Term Life with Living Benefits?

Term life insurance provides affordable coverage for a set period—10, 20, or 30 years—helping protect your loved ones financially upon your transition. If you pass away within the term, your family receives a death benefit to help cover expenses.

Term Life with Living Benefits takes it further by allowing you to access a portion of your policy’s death benefit if you face a serious health issue. Ensuring you're covered, not just for your family, but for yourself, during life’s unexpected challenges.

Here’s how it works:

  • Critical Illness Support: Access funds if diagnosed with a serious illness to help cover medical costs.

  • Chronic Condition Assistance: Get financial support if a chronic condition impacts your daily life.

  • Terminal Illness Funds: Use part of your policy for financial relief if diagnosed with a terminal illness, allowing you to focus on what matters most.

Term life insurance is ideal for those who need affordable, temporary protection, like covering family expenses until kids are grown or debts are paid off. With Term Life with Living Benefits, you get the peace of mind that comes with both protecting your loved ones and having a safety net for yourself if life takes an unexpected turn.